As far as I know the bullet doesn't care what the temperature is except for air density...........
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This is how I feel too. I think it's important that you keep your loads at the temperature which most closely approximates your hunting conditions.... but WARNING!! If you do work up loads in cold weather, with the powder cold, you WILL experience pressure excursions if you shoot those loads in warm weather. And although the term "pressure excursions" looks benign in print, in real life it means bad things.... like popped primers, busted triggers, even burnt face and eyeballs.....
I'm all about shooting what'cha' got in whatever God gives ya' for weather but it is my opinion that "temperature insensitive powder" is a myth. Be careful with those cold weather loads.
Now....once you've taken the powder load out of the equation...... Once you've set yourself up so your velocity is where you want it...... then it is further my opinion that fatter air, thicker air, colder air, denser air is harder to stabilize bullets in. Shucks, you get up over 5000ft and you can do all sorts of cheating. AND you'll shoot the smallest groups of your life!
For me I found this out the hard way when I loaded up hunnerds and hunnerds of rounds for squeerrel splatting and when I got to the shooting grounds it was 5000ft HIGHER and 40 degrees WARMER than at home. I was zero'd for 275yds at home and my bullets were going stratospheric, not coming down 'til almost 400yds out!
But man could I hit stuff!
LOL
I also found out that hitting stuff at 3-400yds with 6MM 105-107gr bullets it's kinda' hard to spot hits/kills. Those tough little javelins would just poke holes.
Now hitting stuff up close with 55's spinning 350,000 rpm's????? Stuff within 250yds???? ....HO'ley COW Batman.... talk about auditory feedback! It was like who flang the cat ag'inst the grain bin, spuh'LAKK!!!
I suh'WEAR, no feces, that the pieces of the species left the scope in a clockwise direction....
but that's another story entire....
al