I am very appreciative of all the great advice given here in this thread, and I have learned a lot.
I am not a competitive shooter, and it is unlikely I ever will be. I pretty much compete against myself only. I try to do better each time I go to the range.
I have no need or desire to load ammo at the range. I understand that the top shooters do it, but I am not one.
I will use as many of the ideas presented here as makes sense for my own particular situation. At this point I likely will not get a Harrell's FL die, or Wilson seaters, or an arbor press. I will muddle through with the Redding Competition FL die with the Redding comp shellholders. For rifle, I will use a Forster Co-Ax press, and the Redding Competition Seater with the VLD insert. I load for .45 ACP, .44 Magnum, .308 and 6mm BR. I do the handgun stuff on a Dillon RL550B.
Thanks again for all the help!