Sort of a religious topic. Use to be that some of the greats used .0005 to .00075 total clearance -- like Tony Boyer in the late 1990s. Well, Mr. Boyer is still great, but rumor has it he uses a little more clearance now.
There's a sort of holy writ that in long range benchrest, you need at least .002 total clearance, and .003 or .004 is better. I've always used .002. For short range, I still use .001 to .002 total.
Having said that, there are some .30BR shooters using .004 total, and some using .002 and a couple as little as .00075.
You're using .003.
Unless you want to do a lot of work testing (probably the best way, certainly the best way to wear out a barrel), you'll have to take things on limited experience.
BTW, neck clearance interacts some with bullet pull (tension) and bullet jam/jump and powder choice. Also, likely with the throat & throat angle. Nor is there a clear best here -- more like IF you use a lot or a little jam, and a powder that does/does not like a lot of neck tension, then...
Most of us, over the years, find something we can make work & don't do exhaustive testing with each barrel & bullet & powder. If using .003 works best with a jam of X & bullet Y for you, while I use .001 with a jam of A and bullet B, so what? We make the necessary compromises given our selection of components. You didn't think all this was some magical property of just the barrel, did you?
Edit:
Michael posted while I was writing. Good points. When I say I use .001 or .002, it *is* that. BTW, the usual matter of faith the "use a lotta clearance" people make is "it cuts down on vertical." I've always found other ways to eliminate vertical, including 1,000 yard rifles, where it can be a big problem.