where you going to get the money though
So Where Is The Money?
Think in terms of money as gold coins. Your gold coins at the bank didn't just vanish, they changed hands. Everything going on around you is a 'wealth transfer' disguised as an economic crash. Jake Goldstein went to the bank and borrowed your gold coins to buy Shem Berg's shopping center. Jake defaults on the mortgage, Shem has your gold coins, and two years from now Jake will buy his mall back for 10 cents on the dollar.
If you had $50,000 in gold coins your 401-K, that money didn't vanish, it simply changed hands. You got a 1000 shares in Starbucks, and Solomon Schultz got your gold coins.