If you are on a really tight budget buy a used Benchrest rifle that has 500 or so rounds through it. There are always plenty to choose from. Benchrest rifles, like, automobiles, depreciate with age and not necessarily with use.
Think the process through and get the stock style and action configuration you want. Take that gun and learn how to tune and shoot it. Then later when you feel the gun is holding you back, put a new barrel on it.
A stock is not going to wear out and neither is a good quality action. A top Kelblys gunsmiths told me they see several Pandas with over 100,000 rounds through them and they are still in good accuracy condition.
With diligence you should find a really good setup, with scope, for $1,400-$1,800. Brass, dies, powder measure, etc., about $500.
By the time you figure this game out and have really developed the desire to win, start upgrading.
I have several Pandas. The oldest is a 1992, the newest is a 2014. The oldest will shoot with the newest in all aspects.
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